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Hi guys welcome my channel if you're new welcome back if you're one of my subscribers if you're new hit that subscribe button I know I talked about this about a week ago or a few days ago it's all a blur it's just frustrating my identity was stolen thanks to the Equifax hack my identity was taken in some hacker from Canada tried using my information I got a phone call on a Friday morning it's 6:40 in the morning by my bank saying hey did you try calling us we lost the connection please don't give us any of your information we just want to verify if you've called if you haven't please call us back at the fraud number that's on the back of your card so I called talked to the bank verified Who I am because I have a verbal passcode that's the only thing that stopped that hacker from accessing all of my banking information with all of my money they knew my bank accounts they knew my credit cards they knew my date of birth I know my full social security number they knew my security questions because they have my entire Equifax they have everything your life is on your Equifax all your credit all your purchases all your past addresses everything for I think the past 10 years is on there it's horrifying that to know that someone has all of nice information they could go out and try to get a driver's license in my name I apologize for my dog they could do whatever they want but they can't anymore so I luckily already had a lot of stuff secure my bank accounts everything else so the first thing you want to do don't necessarily listen to all those other videos out there from ah don't listen to my dog but don't listen to all those other videos that are out there necessarily that tell you do this do that go put a freeze on your credit in so yes doing a freeze is a good thing but it's also a bad thing if you want to open up any type of line of credit you're not going to be able to if you have a freeze what you have to do is you have a freeze you have a pass code number you have to log back in to the credit agency which means you have to remember your password to go back into it you also have to remember a long number with letters code in order to enter that number into remove the freeze that way the credit Kaptchuk can happen so first thing you want to do is call your bank make sure nothing has been accessed if something has been accessed which is why you found out that your credits been stolen usually with the credit card charge or something like that call the bank talk to them make sure you dispute the