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My grandson Wayne he's always been good to me he's such a good boy he brings me groceries and he takes me shopping he just graduated from high school lately and I wanted to get him a graduation present something very special from grandmother and that's when I decided that I would go to the bank and apply for a loan to buy him his very first car so I made an appointment at the bank and I didn't think there'd be any problems because I have dealt with that bank for more than 40 years so I went in to see the loan manager Kathy and as she was looking up my file on the computer I was telling her all about Wayne and then her face got very serious and I got kind of worried because I couldn't imagine having any problems with the bank she said it says here that you have an outstanding debt it probably isn't a problem so just let me look a little further and so she typed some more on her computer and she looked at the screen some more and then she typed some more and she looked at the screen and then she stopped she turned and she said to me do you have a Freedom credit card well I couldn't believe what I was hearing because I've never had a credit card in my whole life and I've never even heard of a freedom credit card and she said well it says here that you have one and that it has a $28,000 outstanding debt I just couldn't believe my ears $28,000 I didn't know what to say to her I was so shaken so she had got me a cup of coffee in and we chatted about this and and she said what she thought had happened was someone has stolen my identity and then they had gotten a credit card and they had used it to make purchases and never paid for any of them she suggested that I go to the police station so that's what I did but how worried all the way there I mean what if they arrested me what if they didn't believe my story but it was a very nice detective that took my case and wrote down all the information and then I went home and it was about two weeks later when that detective got in contact with me and said he wanted to meet with me but he didn't tell me why but I did invite him to come to my home and when he came he had a big file full of papers and I made him a cup of coffee and we sat at the kitchen table and he brought out one of those pieces of paper and he said read this Audrey it says that on August the 3rd a credit card was applied for but they didn't use your address they used a