ftc paypal complaints
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National Consumer Protection week is a time for all of us to focus on important consumer issues like these debt collection imposter fraud misleading ads education and outreach privacy report fraud at ftc.gov slash complaint thank you for joining us in our partners this week from all of us at the FTC have a great and CPW Applause

FAQ

How will the FTC complaint being launch by YouTube Laws affect Patreon and Paypal?
Should the action go through I’d hope that the two entities are taught a lesson. It’s one thing to not like an opponents ideology and speak out against it. But it’s unethical, immoral and un-American to take detrimental actions against other to silence them and try to negate their right to free speech.If nothing else happens I hope people will contact there congress and senate representatives and have them pass legislation. Any company that refuses service to other members of society may not use the banking system. Banks are required to serve many they would probably not wish to serve. I think PayPal should be required to operate under the same set of rules.
Applying for PayPal adaptive payments, how to fill in the form?
Adaptive Accounts: is an API that allows you to provision creation of PayPal accounts through your application. You could collect all the user's profile information, call Adaptive Accounts API to create a PayPal account, and redirect the user to PayPal for them to setup their password and security information. Usually this API is highly vetted since you'll be collecting user's pii information. So unless you really need it don't select. 3rd Party Permissions - Request users grant you permission to make API calls on their behalf.: 3rd party permissions are when you need to do something on behalf of some one else. Collecting payments doesn't need 3rd party permissions since the end user explicitly approves the pre-approval in your case. But if you have a use case for your app to be able to issue refunds on behalf of your sellers, them yes you would need to use the permissions service to obtain approval from your sellers to issue refunds from their accounts.Testing Information: Basically the application review team wants to make sure they can verify the money flow. So if you can provide any information on how they can act both as a seller and also as a buyer that would help. It doesn't need to be in live - sandbox env should be more than enough. I've helped several go through this process - it's actually not that bad. But it could get frustrating when there is lack of complete information. So the more information you provide - presentations, mocks, flows, testing env/app, etc.. the better it would help the app review team understand what you're trying to use payments for.  Money Aggregation and laundering are the biggest concerns they watch out for - so the more transparent your money trail is the better and quicker the process would be. Good luck!
I’m being sued and I’m representing myself in court. How do I fill out the form called “answer to complaint”?
You can represent yourself. Each form is different per state or county but generally an answer is simply a written document which presents a synopsis of your story to the court. The answer is not your defense, just written notice to the court that you intend to contest the suit. The blank forms are available at the court clerk’s office and are pretty much self explanatoryThere will be a space calling for the signature of an attorney. You should sign your name on the space and write the words “Pro se” after your signature. This lets the court know you are acting as your own attorney.
How did the FTC find out that Facebook was lying about privacy?
It is relatively easy to prove. If you have privacy settings that restrict the sharing of information but you are seeing the information shared anyway, then they are violating their own privacy policy. The document states, "Despite this fact, in many instances, Facebook has made profile information that a user chose to restrict to “Only Friends” or “Friends of Friends” accessible to any Platform Applications that the user’s Friends have used (hereinafter “Friends’ Apps”). Information shared with such Friends’ Apps has included, among other things, a user’s birthday, hometown, activities, interests, status updates, marital status, education (e.g., schools attended), place of employment, photos, and videos."So what they are essentially saying is despite a user's chosen privacy settings, other people were still able to view certain information that the user chose to hide. This is my commentary (not fact, just what I am infering from the FTC's claim): It sounds to me like there are certain applications (not created by FB but allowed on the FB platform developed by 3rd parties) that had permission to take information from someone's profile and display it even if the person's FB settings were set to hide those details. For example, there may be a calendar application that allows you to ask FB friends for their birthday. If the person you ask, adds that application to their FB profile and gives the application persmission to access their data, then the data becomes public despite the fact that their FB profile settings were set to not allow this information to be shared.To answer your question, the FTC wouldn't have to do too much research to find out if FB was violating their own privacy policy. They would just have to setup an account, set their privacy settings, and test it. They probably received numerous complaints before making this accusation.
What's the most effective way to stop SEM brand-jacking on Bing and Google beyond going online to formally fill out a complaint?
I had experience with Bing and Google stopping our brand name usage in competitor's ads, in both cases I used online form to contact Bing and Google ad approval teams. The responses from Bing and Google reps were really fast, it took less than 2 business days.Another solution is to create a special group of keywords and ads that contain your brand name and to bid higher than average on these keywords. So when a person searches for your brand product, the first thing that pops up is your ad. Thus, you can supersede your competitors.Besides, if you have resellers or affiliates, you can set special rules for them and forbid online advertising on brand keywords.
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