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Video instructions and help with filling out and completing identity theft police report form
Hi I'm Gary Annette skin I'm a credit collection attorney with net skin and associates in this video I want to talk with you about one of the fastest growing crimes in America identity theft with all of our information residing in computers and these computers being accessed by the internet identity theft is really low-hanging fruit that is easily picked by lowlife thieves so what should you do when you discover that your identity has been stolen if you discover charges on your credit card that are not yours I suggest you take the following action immediately time is not on your side first contact each lender for which a fraudulent transaction has appeared and close the accounts if your wallet or purse was not stolen you probably only need to contact those lenders that are showing the bogus charges follow up with a letter confirming the identity theft the Federal Trade Commission has a good sample letter that you can use on their website we have a copy of that letter on our website for your convenience next file a complaint with the FTC at ftc.gov this is a critical step in defending yourself and your credit by filing the complaint the FTC will notify other governmental agencies of the fact that your identity has been stolen moreover under the Fair Credit Reporting Act you have many more rights as an ID theft and victim after you have prepared the FTC complaint and completed the affidavit for example you can permanently block certain information from being viewed by creditors next file a police report with your local police department you'll need this report when dealing with the credit reporting agencies they like to see copies of police reports before they will remove any item from your credit report that was caused by the identity thief go online with any of the major credit reporting agencies such as Experian Equifax and TransUnion and report the identity theft each of them will subsequently send you a letter asking for a police report documenting the theft and they may even ask you for a copy of your FTC complaint by this point you should have these documents in your possession finally place a fraud alert on your credit report by doing so the credit reporting agencies inform potential lenders that you've been a victim of ID theft this makes the lender look harder at any credit application in your name to be sure that you are the one that's attempting to open the credit account if we can be of service please feel free to click on one of the links on my website if you'd like to talk with me about your problem please feel free to give me a call otherwise send me an email be happy to respond to it thank you.